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Online Bankruptcy Filing Databases: How To Search With Them


By Oscar Wood

There are a number of bankruptcy databases available. However the most important is the Pacer bankruptcy database which is the one that is used by the federal courts. Access to this database can be made via the Internet after paying a fee. Attorneys use this database every day in order to file client's bankruptcies.

Attorneys are very often allowed to file their client's bankruptcy directly online during times when a lot of cases are being filed and processing times are way up.

The Pacer database cannot be accessed by the general public. Anyone seeking to access information held within it must first go through their attorney.

There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.

Searching bankruptcy databases

Bankruptcy databases give you tools that allow you to make queries to their database. You will find that you can search by state, city and even using the first few digits of zip codes.

Another way of searching for data that is normally presented to you is by date, this can include the filing date, data of first meeting, the dismissal date and of course the discharge date.

Then of course you may want to try a search by the type of bankruptcy filed. So you can easily search for bankruptcies that were filed under chapter-, 11 and or 7. In addition you may want to even try a combination.

Just for those who are unclear on this, Chapter 11 is only businesses and you will find that chapter 7 is mostly for businesses too where as chapter- on the other hand is only really for individuals.

In some cases you may even come across a bankruptcy database that provides information such as the amount of assets and or liabilities that the person or entity in question has.

You can also expect to find house addresses, apartment numbers, PO boxes etc. You should also be able to filter through this information.

Whether it be the Pacer bankruptcy database or one of the many others around, there is a lot of information to be research should you need to make use of their services.

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